Studi Kesiapan Digital pada UMKM Kecil di Jakarta Barat Menggunakan TOE Framework

Authors

  • Syahrul Naufalrafa Universitas Esa Unggul
  • Qori Halimatul Hidayah Universitas Esa Unggul
  • Hani Dewi Ariessanti Universitas Esa Unggul
  • Sawali Wahyu Universitas Esa Unggul

DOI:

https://doi.org/10.55606/juisik.v5i3.1677

Keywords:

Digital readiness, Digitization, Mixed-methods approach, Small MSMEs, TOE Framework

Abstract

This study analyzes the digital readiness of Micro, Small, and Medium Enterprises (MSMEs) in West Jakarta using the Technology-Organization-Environment (TOE) framework, with a qualitative case study at Toko Lily and quantitative validation on a similar MSME population. Adopting a mixed-methods approach with a sequential exploratory design, data was collected through in-depth interviews and observations at Lily's Store, as well as the distribution of questionnaires to 90 MSME managers in West Jakarta. Qualitative results indicate that Toko Lily has high readiness, driven by awareness of the benefits of technology, owner support, financial resources, and basic digital competencies of employees, plus pressure from customers and competitors. Quantitatively, SmartPLS analysis confirmed that the Technology, Organization, and Environment dimensions positively and significantly influence SME digital readiness in West Jakarta (R²=0.596), indicating a strong foundation of readiness. This study underscores the relevance of TOE in the context of traditional SMEs, enriches the literature with mixed-methods evidence, and recommends a phased digitalization roadmap as a practical guide to enhance SMEs' efficiency and market reach.

References

Antareza, C., Saefuloh, D., & Gunawan, A. I. (2021). Persepsi pelaku usaha kecil terhadap penggunaan e-wallet sebagai sistem pembayaran.

Aprisca, D. P. (2023). Pengaruh kesiapan penggunaan mobile payment pada usaha kecil dan menengah (UMKM) menggunakan technology, organization and environment (TOE) framework.

Astuti, Y. P. D. (2024). Analisis kesiapan transformasi digital UMKM dalam penggunaan aplikasi Pos Digital System dengan metode I-Toe framework. Jurnal Ekonomi Manajemen Akuntansi, 30(1), 175–184. https://doi.org/10.59725/ema.v30i1.195

Badri, M. (2020). Adopsi inovasi aplikasi dompet digital di Kota Pekanbaru. www.ejournal.polbeng.ac.id/index.php/IBP

Cahyadi, L. D. C. R., & Pradnyani, N. L. P. S. P. (2022). Digitalisasi UMKM dengan menggunakan pendekatan TOE model. https://ojs.unud.ac.id/index.php/EEB/index

Dadhich, M., & Hiran, K. K. (2022). Empirical investigation of extended TOE model on corporate environment sustainability and dimensions of operating performance of SMEs: A high order PLS-ANN approach. https://doi.org/10.1016/j.jclepro.2022.132309

Fiantika, F. R., et al. (2022). Metodologi penelitian kualitatif. www.globaleksekutifteknologi.co.id

Gusmiarti, I. (2025, May 3). 27 juta UMKM telah go digital hingga 2023. GoodStats. https://data.goodstats.id/statistic/27-juta-umkm-telah-go-digital-hingga-2023-gXpaM

Hamdani. (2020). Mengenal usaha mikro kecil dan menengah lebih dekat. In F. Fungky & H. Haqi (Eds.), (Pertama).

Harfie, A. P., & Lastiati, A. (2022). Adopsi penggunaan e-commerce terhadap kinerja UMKM (Pada usaha mikro, kecil, dan menengah di DKI Jakarta). Universitas Budi Luhur, 11(1).

Qalati, S. A., Li, W., Ahmed, N., Mirani, M. A., & Khan, A. (2021). Examining the factors affecting SME performance: The mediating role of social media adoption. Sustainability (Switzerland), 13(1), 1–24. https://doi.org/10.3390/su13010075

Religia, Y., Ekhsan, M., Huda, M., & Fitriyanto, A. D. (2023). TOE framework for e-commerce adoption by MSMEs during the COVID-19 pandemic: Can trust moderate? Applied Information System and Management (AISM), 6(1), 47–54. https://doi.org/10.15408/aism.v6i1.30954

Setiyani, L., & Rostiani, Y. (2021). Analysis of e-commerce adoption by SMEs using the technology-organization-environment (TOE) model: A case study in Karawang, Indonesia. International Journal Of Science. http://ijstm.inarah.co.id

Stjepić, A.-M., Bach, M. P., & Vukšić, V. B. (2021). Exploring risks in the adoption of business intelligence in SMEs using the TOE framework. Journal of Risk and Financial Management, 14(2). https://doi.org/10.3390/jrfm14020058

Sulistyaningsih, H., & Hanggraeni, D. (2021). The impact of technological, organisational, environmental factors on the adoption of QR code Indonesian standard and micro small medium enterprise performance.

Thalib, D. A., & Zulkarnain. (2024). Technology-organization-environment framework: The role of digital financial services implementation on MSME performance (study at Tokyo Market Area, PIK 2). https://fahruddin.org/index.php/Count

Thalib, D. A., & Zulkarnain. (2024). Technology-organization-environment framework: The role of digital financial services implementation on MSME performance (study at Tokyo Market Area, PIK 2). https://fahruddin.org/index.php/Count

Triandini, E., Wijaya, I. G. N. S., & Suniantara, I. K. P. (2023). Analysis of technology adoption by SMEs using technology organization environment model. Journal of System and Management Sciences, 13(2), 225–240. https://doi.org/10.33168/JSMS.2023.0216

Winkelhake, U. (2025). Roadmap of sustainable digitalization. In The digital transformation of the automotive industry (pp. 165-183). Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-662-70704-3_6

Winkelhake, U. (2025). Roadmap of sustainable digitalization. In The Digital Transformation of the Automotive Industry. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-662-70704-3_6

Winkelhake, U. (2025). Roadmap of sustainable digitalization. In The Digital Transformation of the Automotive Industry (pp. 165-183). Springer. https://doi.org/10.1007/978-3-662-70704-3_6

Downloads

Published

2025-10-28

How to Cite

Syahrul Naufalrafa, Qori Halimatul Hidayah, Hani Dewi Ariessanti, & Sawali Wahyu. (2025). Studi Kesiapan Digital pada UMKM Kecil di Jakarta Barat Menggunakan TOE Framework. Jurnal Ilmiah Sistem Informasi Dan Ilmu Komputer, 5(3), 342–357. https://doi.org/10.55606/juisik.v5i3.1677

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.