Analisis Pengelolaan Keuangan pada Usaha Mikro Kecil dan Menengah Nasi Babi Kereta Senja  di Kota Kupang

Amelia Monica Stilly Amalo; Lustry Rahayu; Emilia Gie; Arjuna Purba

doi:10.55606/jurimea.v5i2.1403

Authors

Amelia Monica Stilly Amalo Universitas Nusa Cendana, Nusa Tenggara Timur
Lustry Rahayu Universitas Nusa Cendana, Nusa Tenggara Timur
Emilia Gie Universitas Nusa Cendana, Nusa Tenggara Timur
Arjuna Purba Universitas Nusa Cendana, Nusa Tenggara Timur

DOI:

https://doi.org/10.55606/jurimea.v5i2.1403

Keywords:

Financial Management, Fishbone Analysis, MSMEs

Abstract

This research aims to analyze the issues in financial management of the micro, small and medium Kereta Senja in Kupang City. The background of this research is based on the weak financial management system that has the potential to cause business losses. The research method used is a descriptive qualitative approach with data collection techniques in the form of interviews, observations, and documentation. To identify the root causes of the problems, a Fishbone analysis with a 5M approach (Man, Method, Machine, Material, Measurement) was used. The research results show that the low awareness of business actors regarding the importance of financial management is the main factor behind the weak financial system of MSMEs, the absence of SOP’s, limited use of technology, and financial evaluations based solely on intuition. Therefore, it is necessary to enhance the capacity of business actors through basic training, the formulation of SOPs, and the implementation of a structured and consistent financial recording system to support more effective and sustainable financial management

References

Brigham, E., & Ehrhardt, M. (2008). Financial Management Theory and practice (12th ed.). Thomson South-Western.

Deti, R., Harsono, M., Iskandarsyah, T., Tiffani, I., Anggita, M., Septina, N., Widyartono, A., Pramudito, F., & Author, C. (2024). Peningkatan Kapasitas dan Kebertahanan untuk para Pelaku Usaha Mikro Kecil dan Menengah pada Kelompok Program Binaan FIFGROUP. Jurnal Dharma Bhakti Ekuitas, 09(01).

Febriana, F., & Tajjudien, R. (2025). Aplikasi Fishbone Analysis dalam Meningkatkan Penjualan pada PT Asuransi Simas Jiwa Menteng, Jakarta Pusat. Jurnal Konsisten, 2(1), 342–353.

Hariyani, Di. (2021). Manajemen Keuangan 1. UNIPMA Press.

Munte, R., & Perwira Ompusungu, D. (2023). STRATEGI PENGELOLAAN KEUANGAN PERUSAHAAN UNTUK MENINGKATKAN KINERJA KEUANGAN (LITERATURE REVIEW MANAJEMEN KEUANGAN). In ADVANCES in Social Humanities Research (Vol. 1, Issue 2).

Munthe, A., Yahram, M., & Siregar, R. (2023). Peranan Usaha Mikro Kecil Menengah Terhadap Perekonomian Indonesia. 2(3).

Pratama, Y. A., & Hartini, L. (2023). Root Cause Analysis Tidak Tercapainya Target Penjualan Asuransi PT Panin Dai-Ichi Life Surabaya. Jurnal Ekonomi dan Bisnis, 8(2), 115–123.

Syaula, M., Amelia, O., & Pramono, C. (2023). ANALISIS PENGELOLAAN KEUANGAN UMKM UNTUK MENINGKATKAN EKONOMI SETELAH PANDEMI DI DESA KOTA PARI. Jurnal Bisnis Net, 1, 6.