ANALISIS PENGELOLAAN KEUANGAN PADA USAHA MIKRO
Studi Kasus Pada Rumah Makan Ampera Di Kelurahan Simpang Baru Kota Pekanbaru
Keywords:
Financial Management, Micro-Enterprises, Planning, Recording, Reporting, ControlAbstract
Micro businesses play an important role in increasing and equalizing community income so as to realize national stability, because this business can expand employment opportunities. However, micro businesses are not free from various obstacles, especially obstacles in the management of business finances that are not yet effective. Many micro businesses have not been able to implement 4 indicators of financial management, namely planning, recording, reporting and control. This study aims to determine the Financial Management of Micro Business Ampera Restaurant in Simpang Baru Village, Pekanbaru City. This type of research is qualitative with a descriptive approach. Data sources were obtained through observation, interviews and documentation involving 10 informants. The results of the study indicate that Financial Management at Ampera Restaurant in Simpang Baru Village, Pekanbaru City is not optimal. Of the 4 indicators of financial management, only the planning indicator can be said to be good. This is due to the lack of knowledge and limited human resources in recording, reporting and controlling. The results of this study are expected to provide useful information to improve financial management for micro-entrepreneurs.
References
Fahmi, I. (2018) Pengantar Manajemen Keuangan. Bandung: Alfabeta
Kuswadi. 2005. Cara Mudah Memahami Angka dan Manajemen Keuangan bagi Orang Awam. Jakarta: Elex Media Komputindo
Lailah, N. (2024, mei 20). Penyebab UMKM Mengalami Kegagalan. Retrieved Januari 2025, from rri.co.id: https://www.rri.co.id/papua/umkm/702320/penyebab-umkm-mengalami-kegagalan
Leksono, S. (2013). Penelitian Kualitatif Ilmu Ekonomi Dari Netodologi ke Metode. Jakarta: Pt Rajagrafindo Persada
Purba, D. S., Kurniullah, A. Z., Banjarnahor, A. R., Revida, E., Purba, S., Purba, P. B., Sari, A. P., Hasyim, Butarbutar, Y. M., Faudi, Purba, T. Z. A. B., & Rahmadana, M. F. (2021). Manajemen Usaha Kecil dan Menengah. Yayasan Kita Menulis.
Rizkyana, R. I. (2023, Maret 24). Digitalisasi UMKM Meningkat Tapi Pengelolaan Keuangan Terhambat. Retrieved 2025, from https://restoku.id/digitalisasi-umkm-meningkat-tapi-pengelolaan-keuangan-terhambat
Siswati, E & Abady, C. (2021). Pengelolaan Usaha Mikro dan Aplikasinya. Surabaya: UBHARA PRESS
Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif Dan Kombinasi (Mixed Methods). Bandung: Alfabeta
Sulastri. (n.d.). Peran Penting UMKM dalam Ancaman Isu Resesi. 2022. https://www.djkn.kemenkeu.go.id/kpknl-balikpapan/baca-rtikel/15677/Peran-Penting-UMKM-dalam-Ancaman-Isu-Resesi.
Susilowati, H., Ratnaningrum, Andriana, M., Hargyatni, T., & Sholihah, E. (2022). Kinerja Bisnis UMKM di Era Digital.
Ubaidillah, M. (2022). Manajemen Keuangan Umkm Menjaga Keberlangsungan Usaha (Issue 85).
Vinatra, S. (2023). Peran Usaha Mikro , Kecil , dan Menengah ( UMKM ) dalam Kesejahteraan Perekonomian Negara dan Masyarakat. 1(3).
Wibowo, G. A. (2023, Maret 14). Manajemen Keuangan Jadi Kendala Utama UMKM untuk Berkembang. Retrieved januari 2025, from Espos.id: https://bisnis.espos.id/manajemen-keuangan-jadi-kendala-utama-umkm-untuk-berkembang-1574114
Widhiastuti, S. (2024). Pengelolaan Perencanaan Keuangan: Strategi Cerdas Dan Efektif Mengubah Keuangan Anda.Jawa Barat: CV Mega Press Nusantara.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.